This Strategy Could Shield You From A Market Downturn

Do you know what 110 million Americans aged 50 and over have in common?

They all want a comfortable retirement — enough income to do whatever they want. No concerns about outliving their wealth, or having to return to work after a couple of years.

The no. 1 reason why many don’t get that comfortable retirement is they fall victim to stock market crashes. A common “portfolio killer” which often causes devastating losses.

Consider their fate for a second. Imagine being just two years away from retirement, and then seeing your retirement accounts tank by more than 20%.

This was the reality for many in the last financial meltdown, as the nation’s 401(k)s and IRAs lost about $2.4 trillion in the final two quarters of 2008.

What is concerning however, is we’re now seeing signs of history repeating itself, as the global economy struggles to fight off the destruction caused by the coronavirus pandemic.

Yet despite the doom and gloom, there’s a ‘little-known’ approach that safeguards retirement accounts from market crashes without the need for annuities.

The secret to protecting 401(k)s & IRAs from market crashes

Established in 2008, Florida-based Portfolio Medics was founded on the philosophy that investment success should not be tied to uncontrollable forces such as stock market volatility.

They’ve pioneered a powerful investment mechanism that aims to protect and grow retirement accounts in all market conditions.

Most significantly — when a downturn looks imminent, they convert portfolios to cash because not only does this lock-in investment profits, it could also prevent your portfolio from plummeting to the bottom.

But here’s the clever part of their approach — if the stock market has crashed and doesn’t show signs of recovering soon, they also have ways of profiting from this extended downturn — with inverse investment strategies.

This means investors need not lose sleep over what direction the market is heading — because steps are being taken to maximize their portfolio value in each phase of the market cycle.

Before this ground-breaking service, opportunities like these have usually been exclusive to investment banks and their ultra-wealthy clients.

But thanks to Portfolio Medics, anyone with a 401(k) or IRA can now enjoy these advantages.

How to take advantage of stock market upturns and downturns (and not leave a comfortable retirement to chance)

The good news is that 5 Years Out Financial has formed a partnership with Portfolio Medics. So if you’d like to see if their strategies could work for you, schedule a financial discussion with Robbie using the button below.

With market conditions changing by the day, there’s never been a more important time to review your 401(k) and IRA for “portfolio killers” — hard-to-spot risks (such as exposure to stock market crashes) that could derail even the most cautious retirement plan.