Take control of your financial future.
5 Years Out Financial can help you reach your desired future while shielding you from unpleasant surprises down the road.
7+
years’ experience
100%
independent advice
1 : 1
ongoing support
Why Choose 5 Years Out Financial?
Every facet of what we do is focused on helping you get the most out of life. Whether it’s planning for retirement, investing for your future, or leaving behind an enviable legacy — we’ve got you covered.
Receive Unbiased,
Objective Advice
Our commitment to your best interests means you’ll only ever receive personalized financial guidance that’s right for you and your family.
Navigate Rocky
Roads Ahead
We’ll implement risk management strategies that aim to protect your investments from market fluctuations and strive for optimal returns.
Gain Security And
Peace of Mind
Sleep better knowing a dedicated team is proactively working to secure your financial future. We’ll always answer your concerns with total transparency.
Minimize Taxes,
Maximize Returns
Benefit from a multitude of ethical tax-efficient strategies that strive to keep more of your hard-earned wealth in your portfolio working towards your desired future.
Elevate
Your Legacy
Life is unpredictable, and preparing for the unforeseen is crucial to ensure your loved ones are protected. Leave a lasting legacy with our estate planning services.
Achieve Purpose-
Driven Prosperity
Our holistic approach considers not only your financial goals but also your values and aspirations, leading to greater alignment between your finances and your life's purpose.
Our Roadmap To Your Financial Security In 3 Steps
When you partner with us, we’ll help you turn your financial goals into tangible realities. Here’s how:
Starting To Settle Down
By now, the wild nights are behind you. Weekends are more about hikes and quality time with friends. You might be in a committed relationship, planning a future together—and even thinking about kids. Your career or business is on the rise, your finances are strong, and there may be an inheritance on the horizon.
On The Path To Financial Independence
You’re making solid progress on the mortgage and exploring holiday homes or buy-to-lets. Your kids’ education is nearly funded, and the future feels wide open. Your career’s peaking, or you’re eyeing a business exit. You and your partner are imagining life as empty nesters, ready to escape the rat race and start mapping your retirement.
Retired And Enjoying The Rewards
You’ve reached financial freedom. Work is optional, and you’re focused on your bucket list. Life feels rich with time and meaning, especially with loved ones close by. Now’s the time to plan your legacy—so your wealth supports who and what matters most, not the taxman. But passing on wealth can be as emotional as it is financial.
A Founder Who Has Your Back, No Matter What
Robbie Cagle
Founder, 5 Years Out Financial
In 2016, I came in touch with hundreds of families overwhelmed with the pressure of securing their futures. Guided by a profound sense of purpose, I embarked on a mission to empower others with the knowledge and strategies they needed to overcome financial obstacles and embrace a more secure tomorrow.
Over the years, I have honed my expertise to encompass a wide spectrum of financial domains. From crafting comprehensive investment strategies that align with your unique goals, to fostering a deep understanding of budgeting and debt management, my commitment to enhancing financial well-being remains unwavering.
With each success story, I find renewed motivation to continue making a positive impact on the lives of those who entrust me with their financial aspirations.
Our Roadmap To Your Financial Security In 3 Steps
When you partner with us, we’ll help you turn your financial goals into tangible realities. Here’s how:
Vision
We’ll define your ideal future and clarify your goals, while gaining a full understanding of your financial picture.
Strategy
Using decades of experience, we’ll build a plan tailored to your goals, risk tolerance, and personal preferences.
Execution
We’ll put your plan into action, then review and refine it regularly to help keep you on course for the long term.
Vision
We’ll define your ideal future and clarify your goals, while gaining a full understanding of your financial picture.
Strategy
Using decades of experience, we’ll build a plan tailored to your goals, risk tolerance, and personal preferences.
Execution
We’ll put your plan into action, then review and refine it regularly to help keep you on course for the long term.
Develop Your Financial Intelligence
3 Times When You Need A Financial Advisor Most
This Strategy Could Shield You From A Market Downturn
How To Save A Million Dollars In 20 Years
As Seen On
We Asked Clients To Share Their Experiences.
Robbie are most honest, trustworthy, dependable
Robbie, you are one of the most honest, trustworthy, dependable and always available persons I have ever known. I could go on and on, but I think these few words explain what kind of person you are to me.
Garvis T.
The most personable and responsive financial advisor
We've known Robbie for about five years. In that time, he has shown himself to be a man of character who lives his life and conducts his business ethically and with unswerving integrity. He has been professional and the most personable and responsive financial advisor we have ever worked with.
Tommy & Caroline O.
He keeps investing simple, straightforward
I’ve been working with Robbie about 5 years. He keeps investing simple, straightforward and makes himself available most anytime. He’s a pleasure to work with.
Sally Ray
Frequently Asked Questions.
I’m interested in working with you, but do you have to manage all my investments?
No, we do not have to manage all your investments. If you would like us to manage a part of your portfolio, we’re happy to showcase what we can do from as little as a $10,000 investment.
What’s the benefit of working with you over a large investment firm?
Unlike many large investment firms, we don’t offer one way of investing. They typically offer a 'buy-and-hold' approach and often advise clients to ride out market crashes and downturns. Our strategies however aim to minimize market corrections while maximizing market upturns — without the need for expensive annuities or insurance products.
I’m worried about the market. What should I do?
The first step is to understand how much you can lose by completing a stress test on your investment portfolio. If you would like us to conduct a stress test for you at no cost, schedule a conversation and we’ll be happy to do so.
I’ve heard annuities and insurance products are terrible investments. Is that what you sell?
We do not sell annuities or insurance products of any kind so you can rest assured that we do not recommend.
Do you only work with people who are nearing or already retired?
Whether you’re in the prime of your career or enjoying retirement, we work with individuals in all phases of life. Everything we do is tailored to your own unique situation.
Let’s Talk About What We Can Do For You.
Schedule a short and honest conversation at a time that suits you best by clicking the button below.
